SBI Pashupalan Loan 2026: If you are planning to start or expand a dairy farm, goat farming, poultry unit, sheep rearing or other livestock business, State Bank of India (SBI) offers several loan options under agriculture and allied activities.
However, there is an important point to understand. “SBI Pashupalan Loan Yojana 2026” is commonly used online as a general term, but SBI does not list a separate standalone scheme by that exact name with a guaranteed ₹10 lakh loan for everyone. Instead, SBI offers products such as KCC for Allied Activities, PMMY–Agri Allied Activities and Agri & Food Enterprises Loan for eligible businesses.
So, if you are looking for an SBI loan for dairy, goat farming or livestock, here’s what you need to know before applying.
What Is SBI Pashupalan Loan 2026?
SBI Pashupalan Loan refers to the financing options available through SBI for eligible animal husbandry and allied agricultural activities.
Depending on your business and funding requirement, SBI financing may be relevant for:
- Dairy farming
- Goat farming
- Sheep rearing
- Poultry farming
- Piggery
- Fisheries
- Beekeeping
- Other eligible allied agricultural activities
SBI’s official Allied Activities page currently lists KCC for Animal Husbandry & Fisheries, PMMY–Allied Agriculture and Agri & Food Enterprises Loan among its relevant products.
PM Mudra Loan Yojana 2026: Get Up to ₹10 Lakh Loan
SBI Pashupalan Loan 2026 – Key Highlights
| Feature | Details |
|---|---|
| Bank | State Bank of India (SBI) |
| Purpose | Dairy, livestock and allied agricultural activities |
| Dairy/Poultry/Goat Farming | Eligible activities under relevant products |
| Loan Options | KCC, PMMY–Allied Agriculture, Agri Enterprise Loan |
| Maximum Amount | Depends on the selected product |
| PMMY Allied Agriculture | Up to ₹20 lakh under SBI’s published product information |
| KCC Allied Activities | Below ₹50 lakh maximum |
| Collateral | Depends on loan/product and amount |
| Interest Rate | Depends on product and borrower profile |
| Application | SBI branch / applicable digital channel |
| Official Bank | SBI |
SBI’s current Allied Activities page shows agriculture/allied-activity lending rates from 7.25% p.a. onwards w.e.f. April 1, 2026, subject to applicable terms. This should not be interpreted as a universal rate for every livestock loan.
SBI Pashupalan Loan Options in 2026
There are several routes depending on what you want to finance.
1. KCC for Animal Husbandry
The Kisan Credit Card (KCC) for Allied Activities is designed to meet working-capital requirements for eligible animal husbandry and fisheries activities.
SBI specifically lists:
- Dairy
- Poultry layer farming
- Poultry broiler farming
- Sheep rearing
- Goat rearing
- Piggery
- Rabbit rearing for wool
- Working animals
The current SBI page states that the maximum loan amount is below ₹50 lakh, while the actual scale of finance is determined based on local costs and applicable district-level norms.
For eligible KCC loans up to ₹2 lakh, SBI states that the current interest rate is 7% per annum, subject to Government interest-subvention conditions. Timely repayment can reduce the effective rate to 4% per annum under the stated interest-subvention framework.
KCC Collateral Rules
For KCC allied-activity loans, SBI says collateral is waived up to ₹2 lakh, and up to ₹3 lakh in tie-up arrangements, subject to the applicable conditions. Higher loan limits can have different security requirements.
Therefore, don’t assume that every SBI Pashupalan loan is automatically collateral-free.
2. PMMY – Allied Agriculture Loan
If you are starting or expanding an income-generating livestock business, Pradhan Mantri Mudra Yojana (PMMY) – Allied Agriculture can be another option.
SBI’s published product information covers activities including:
- Dairy
- Poultry
- Fisheries
- Sericulture
- Piggery
- Sheep rearing
- Goat rearing
- Beekeeping
- Mushroom cultivation
SBI’s product booklet states that collateral-free loans up to ₹20 lakh are available under the relevant PMMY–Agri Allied Activities product, with CGFMU cover available, subject to eligibility and applicable conditions.
This is an important update for 2026 because older articles may still mention a ₹10 lakh maximum.
3. Agri & Food Enterprises Loan
For a larger commercial operation, SBI also offers the Agri & Food Enterprises Loan (AFEL).
This is intended for eligible entities involved in agriculture, food processing, allied activities, agri infrastructure and related businesses.
The published SBI information states:
- Minimum loan: ₹1 lakh
- Maximum loan: ₹100 crore
- Repayment: Up to 10 years
- Moratorium: Up to 24 months
- Detailed project documentation may be required.
This is more suitable for larger business projects rather than a small individual livestock operation.
SBI Dairy Farming Loan 2026
If your plan is to start a dairy farm, financing may be used for eligible requirements such as:
- Purchase of dairy animals
- Dairy equipment
- Feed and working capital
- Eligible infrastructure
- Other approved business expenses
The amount you can borrow depends on the project cost and the SBI loan product selected.
A proper Dairy Farm Project Report can make your proposal easier for the bank to evaluate.
SBI Goat Farming Loan 2026
Goat rearing is specifically listed among the eligible allied agricultural activities under SBI’s PMMY–Allied Agriculture information.
A goat farming project report should include:
- Number of goats
- Purchase cost
- Shed construction cost
- Feed expenses
- Veterinary expenses
- Insurance, if applicable
- Expected breeding and sales
- Labour expenses
- Total project cost
- Applicant’s own contribution
- Loan requirement
- Expected income
- Repayment plan
The more realistic your numbers are, the easier it is for the lender to understand the proposed business.
SBI Poultry Loan 2026
SBI’s KCC for Allied Activities specifically includes layer and broiler poultry farming.
Depending on your requirements, financing may be used for eligible working-capital or investment requirements.
The final loan amount, security and repayment terms will depend on the selected product and SBI’s assessment.
SBI Pashupalan Loan Eligibility 2026
Eligibility depends on the particular loan product.
For livestock-related financing, the bank may consider:
- Applicant’s KYC
- Age
- Nature of business
- Livestock activity
- Project feasibility
- Repayment capacity
- Credit history
- Existing loans
- Land, shed or leased facilities where applicable
- Business experience
- Required registrations and licences
- Project cost
For KCC allied activities, SBI specifically mentions farmers, poultry farmers, individual or joint borrowers, JLGs and SHGs, including people engaged in sheep, goat, pig and poultry activities, provided the applicable requirements are fulfilled.
Documents Required for SBI Pashupalan Loan
The exact documents depend on the loan product and your business.
Common documents can include:
Identity Documents
- Aadhaar Card
- PAN Card
- Voter ID
- Passport or other accepted ID
Address Documents
- Aadhaar Card
- Utility bill
- Passport
- Other accepted address proof
Business Documents
Depending on the activity:
- Udyam Registration
- GST registration, where applicable
- Business registration
- Shop/establishment licence
- Partnership deed
- Other required permissions
Financial Documents
The bank may request:
- Bank statements
- Income documents
- ITR
- Existing loan details
- Financial statements
- Business turnover information
SBI Pashupalan Loan Interest Rate 2026
There is no single fixed interest rate for every SBI Pashupalan or livestock loan.
SBI’s current Allied Activities page shows rates from 7.25% p.a. onwards from April 1, 2026, subject to terms and conditions
How to Apply for SBI Pashupalan Loan 2026
Official SBI information: SBI Allied Activities – Dairy, Poultry & Livestock Loans